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WHEN YOU CHOOSE CORAL

Our Products & Services

Our Products & Services For many homeowners, their home is their largest asset. It is more than a house, it is a nest egg for the future. When you choose Coral to insure your most valuable asset, you choose a company that cares enough to:
  • Offer competitive prices and coverage for risks from $200,000 to $2,000,000  - no age maximums
  • Inspect your home, at our expense if it is over 10 years old
  • Appoint only professional retail agents, who are licensed and experienced in homeowners business

    Become A Coral Agent Partner

High Value Dwellings Program
$600,001 to $2,000,000


Request an HVD Quote

South Florida provides the backdrop for some of the most breath-taking and desirable real estate in the United States. They are often the crowning achievement of discriminating owners, who select superior materials and scrupulously maintain their homes.

Because of high demand for these custom homes, developers generally include lavish upgrades that increase the homes' value and therefore the cost to replace them. At Coral Insurance Company our experienced retail agents are familiar with your needs and concerns. They will advise you on adequate coverage limits and deductibles. Coral offers comprehensive coverage for high-value homes. The policy insures your home against full perils - fire, water-damage, and wind storm (hurricane).


Golden Oldies Program

Many of these "Golden Oldies" homes are in exclusive neighborhoods, well maintained and retrofitted with up-to-code plumbing, electricity, and central-air. They have withstood the hurricanes of the past 60 years, including Andrew. Coverage A values therefore generally fall within Coral Insurance's filed rates ($200 - 600K).

Agents are invited to submit these homes to Coral Insurance underwriting on a case-by-case basis, with the understanding that Coral Insurance requires an inspection to confirm that they meet our underwriting criteria.


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