Coral Resource Center

RESOURCE CENTER

Useful Information for Coral Policyholders & Florida Homeowners

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Detailed Forecast

Policyholder FAQs

Q.	I need to make changes on my policy (i.e., mailing address, billing plan, coverages, etc.). Who should I contact?
A.	Your insurance agent can assist you with making policy changes. For your convenience, your agent's name and phone number are listed on your policy declarations page and on your premium notices.
Q.	Where should I mail my payment?
A.	You may send the payment to: Coral Insurance Company c/o WaterStreet Company P.O. Box 2768 Bigfork, MT 59911 To Send Via Fed Ex, DHL or UPS overnight delivery: Coral Insurance Company c/o WaterStreet Company 108 Crestview Drive Bigfork, MT 59911 PH: 406-837-1820
Q.	What should I include with the payment?
A.	Write your policy number in the memo field of your check. If you are sending a money order or cashier's check, be sure to also include your name as it is listed on your insurance policy.
Q.	My policy premium is paid by my mortgage company and I received a Notice of Cancellation for non-payment of premium. What should I do?
A.	Contact your mortgage company as soon as possible to confirm when they sent the payment to Coral Insurance Company. If the mortgage company has already sent the payment, request that a copy of the cleared check be faxed to Coral Insurance Company at fax number (800) 875-8416 . Your policy number, your name (as it appears on your policy) and payment amount should be clearly identified on the fax.

Helpful Links

Florida Department of Financial Services
Florida Office of Insurance Regulation
Florida Department of Community Affairs' Wind Insurance Incentives
Florida Market Assistance Program (referral service to help people find insurance)
Insurance Information Institute

Homeowners Insurance Basics

What is homeowners insurance?
What is in a standard homeowners insurance policy?
Can I own a home without homeowners insurance?
How much homeowners insurance do I need?
What information do I need to provide to my agent?
Property Owners Beware - What you need to know about forced-placed insurance

Home Improvement
house construction clipart
Remodeling your home - Tips
Protecting your house from mold
Home security
How to Hire an Electrician
The Five Best Ways To Avoid a Contractor Scam
Renovate Your Home The Right Way
10/17/2007 Hurricane Retrofit Guide

Storm Season Preparedness

Enter Severe Weather Center Download: Severe Weather Guide (PDF 2.80 MB)

Monitor the Storm
Interactive Tracking Map
National Hurricane Center (NOAA: National Oceanic & Atmospheric Administration)
Weather Underground
The Weather Channel
Weather Channel Forecasts via Text Messaging
Storm2008.com Mobile - Hurricane Info to Go
Live Public Shelter Status by County
Live Road Status by Event

Resources to Help You Plan Ahead
Homeowners Insurance Coverage - Is your home properly covered for disaster?
Family Disaster Plan - Protect your family
10/17/2007 Hurricane Retrofit Guide - Protect your home
Hurricane Pet Plan- Protect your pets
Disaster Supply Kit - Items to keep aside & restocked throughout the season
Before the Storm Shopping List - Detailed list of supplies you might not have thought of
Insurance Vault - Free online software that will walk you through the proper way to photograph your home for insurance purposes
Home Inventory "Know Your Stuff" - Free online software that will help you create a room-by-room inventory of your personal possessions
How To Choose a Generator
Florida's Storm Surge Zones, Evacuation Routes and Zones
Federal Emergency Management Agency (FEMA)
Florida Division of Emergency Management
Federal Alliance for Safe Homes (FLASH)
American Red Cross
Institute for Business & Home Safety

Resources for After the Storm
Storm2008.com After the Storm Checklist
What if you have to file a Claim? - Detailed instructions & what to expect for Coral Insurance policyholders

Surviving Tough Times for Florida Homeowners
Calculator spewing money like MONEY TREE clipart.

Tips
How to Make Your Home Recession Proof
Quick Ways to Make Cash at Home
How to be Energy Efficient and Lower Your Electric Bill
How to Conserve Water and Save on Your Water Bill
Best Places to Stash $$ During Downturn
How to Deal With Rising Food Prices Seven Ways
How to Keep Home Improvement Costs Low
How to Alleviate Economic Instability
How to Ride Out the Reccesionary Economy
Back to Basics: 7 Easy Ways to Save $100 a Week
Try these Gas-Saving Tips
How to Talk Money Worries with Children

Articles
Impact On You Of Mortgage Giants' Takeover - Vera Gibbons On Likely Effect On Joe Main Street Of Federal Fannie Mae/Freddie Mac Move
States of Foreclosure: Which Areas Are Hurting the Most?
As Times Get Tougher, So Do $$ Decisions - Ray Martin Answers Questions About IndyMac, Fannie Mae, Freddie Mac, More
With Times Tough, People Piling On Debt - Ray Martin Points To Pitfalls Of Turning To Credit Cards, Home Equity Loans To Get By
Official: Unlicensed contractors emerge during tough times; Cuts to workers’ comp
Your House Isn't the Cash Cow It Once Was
Refinancing In Order Now? - Expert: Federal Takeover Of Fannie Mae/Freddie Mac Doesn't Mean It's Time To Refi Yet
Home Inventory "Know Your Stuff" - Free online software that will help you create a room-by-room inventory of your personal possessions

INFORMATIONAL DISCLAIMER The information contained on or provided through this site is intended for general consumer understanding and education only and is not intended to be and is not a substitute for professional financial or accounting advice. Always seek the advice of a qualified professional for answers to any related questions you may have. Use of this site and any information contained on or provided through this site is at your own risk and any information contained on or provided through this site is provided on an "as is" basis without any representations or warranties.